Providing innovative mortgage solutions for your financial future
Smart Mortgage Solutions
Fast Approvals
Get quick financing decisions through a simple and streamlined online application process.
Flexible Loan Options
Choose financing solutions tailored to your budget, goals, and financial situation.
Financial Support
Receive transparent guidance and personalized assistance from a team that puts your needs first.
Flexible Financing For Every Stage Of Homeownership
Mortgage Solutions
Designed Around Your
Homeownership Goals
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Whether you’re buying your first home, refinancing an existing mortgage, or exploring better financing opportunities, we provide flexible mortgage solutions tailored to your financial situation. Our team works closely with you to simplify the process, explain your options clearly, and help you move forward with confidence.
From first-time buyers to experienced homeowners and real estate investors, our mortgage programs are built to support a wide range of needs with competitive solutions and personalized guidance.
DSCR Loans
Qualify on rental income, not personal returns. Built for real estate investors nationwide.
Start Your Home Journey
Jumbo & Super Jumbo
High-value financing for luxury homes across the country — including $3M+ loans.
Refinance My Mortgage
Bank Statement Loans
Qualify using 12–24 months of bank deposits instead of tax returns. No W-2s required.
Unlock My Home Equity
Self-Employed Loans
Flexible programs for business owners with complex or non-traditional income structures.
Explore Investment Financing
Tailored Financing For Medical Professionals
Physician & Professional Mortgages
Designed for doctors, dentists, and licensed professionals, these programs offer high loan limits with little to no down payment — even with significant student debt.
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Asset-Based Lending Made Simple
Hard Money Loans
Fast, asset-based financing for investors who need quick access to capital. Ideal for fix-and-flip projects, distressed properties, and short-term investment strategies.
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Short-Term Funding To Keep Your Property Plans
Moving
Bridge Financing Mortgages
Bridge financing helps you manage timing gaps between buying and selling property. It provides quick access to funds so you can secure your next home or investment without delays or financial pressure.
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Unlock The Equity You've Already Built
Cash-Out Refinancing
Convert your home equity into usable cash for renovations, debt consolidation, or major expenses — while potentially securing a better interest rate on your existing mortgage.
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Finance Your Build From The Ground Up
Construction Loans
Fund new builds or major renovations with a flexible construction loan. Funds are disbursed in stages as your project progresses, keeping costs manageable and timelines on track.
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Financing Built For Business Properties
Commercial Loans
From office buildings to mixed-use properties and retail spaces, our commercial loan programs are structured to meet the unique demands of business real estate financing.
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Solutions For Complex Financial Situations
No-Ratio & Foreclosure Bailout
Specialized programs for borrowers with unique or challenged financial histories. Whether facing foreclosure or unable to verify income traditionally, we have solutions that work.
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About Us
Helping You Move Forward With Smarter, More Accessible Mortgage Solutions
We are a client-focused mortgage and lending solutions provider dedicated to simplifying the borrowing experience. Our mission is to help individuals, families, and investors access the right financing options with clarity, speed, and confidence.
From first-time homebuyers to experienced property investors, we understand that every financial journey is different. That’s why we offer tailored mortgage solutions, transparent guidance, and personalized support at every step — so you can make informed decisions without confusion or stress.
We combine modern digital processes with human expertise to ensure faster approvals, clear communication, and financial solutions that actually fit your life goals.
0+
Years of Experience
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Wholesale Lenders
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Day Fastest Close
Our Approach
We Solve Problems Others Walk Away From
Most clients come to us after being turned down by a traditional lender. High DTI, self-employment income, complex tax returns, jumbo amounts — these are our specialty, not our obstacles.
Whatever your scenario, Sky Capital has a creative lending solution designed specifically for your situation.
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Areas Served
Serving Clients Across All
50 States
Headquartered in Raleigh, NC, we work with borrowers nationwide — from the East Coast to the West Coast and everywhere in between.
North Carolina
Texas
Florida
California
New York
Application to Keys in Hand
How It Works
01
Free Consultation
A conversation about your goals, financial picture, and target property. No obligation, no pressure — just clarity on what’s possible.
02
Application & Documents
We gather the necessary materials and build the strongest possible file — structured for the lenders most likely to approve your scenario.
03
Lender Match & Pre-Approval
With 100+ wholesale lenders, we match your profile to the best available programs and secure your pre-approval quickly and cleanly.
04
Underwriting & Close
We guide your file through underwriting, coordinate the appraisal, and keep you informed daily targeting a fast, drama free closing.
Meet Our Team
The Experts Behind Your
Mortgage Journey
Our team is made up of experienced mortgage advisors, financial specialists, and client support professionals who are committed to helping you make confident financial decisions.
Loan Processor
Mary Label
Mary keeps files moving with precision and care — coordinating between borrowers, lenders, and title companies to make sure every loan closes on time.
Founder & Senior Loan Originator
Christopher Schlitt
Over two decades navigating the mortgage industry as both lender and broker. Christopher built Sky Capital on honest guidance and creative financing.
Loan Processor
Justine Reny
Justine brings meticulous attention to detail to every file she touches — managing documentation, timelines, and lender communication.
Deals Others Said Couldn't Be Done
Success Stories
"The physician loan program was exactly what we needed. Christopher explained everything clearly and kept us updated daily. Closed in 19 days — incredible service."
Dr. Sarah
Chapel Hill, NC
"Sky Capital made the refinance process simple and stress-free. The team guided us step by step and helped us close faster than expected."
Michael R.
Raleigh, NC
Contact
Let's Find Your Loan
Whether you're purchasing, refinancing, or just exploring options — our team is ready to help with a free, no-pressure conversation.
Office:
4242 Six Forks Rd, Suite 1550 Raleigh, NC 27609
Phone:
(919) 720-5875
Email:
chris@skycapitalq.com
Hours:
Mon–Fri 8:00 AM – 6:00 PM Weekends by appointment
Languages:
🇺🇸 English · 🇪🇸 Español · 🇧🇷 Português
Send Us a Message
Ready to Find Your Loan?
Schedule a free, no-obligation consultation. We'll assess your scenario and tell you exactly what's possible — honestly.